Credit infrastructure for regulated gaming
Enable responsible credit for your sportsbook or iGaming platform with enterprise-grade risk controls and real-time debt aggregation.
Gaming Platforms
Credit Providers
The Challenge
The $175 billion problem
Online gaming operators face mounting losses from uncollectable debt while lacking tools to assess gaming-specific credit risk.
Uncollectable Debt Crisis
Gaming operators struggle with billions in bad debt from players using credit cards not designed for wagering, with no ability to assess gaming-specific risk or set appropriate limits.
Regulatory Compliance Gaps
Existing payment infrastructure lacks integrated responsible gaming controls, leaving operators exposed to regulatory scrutiny and compliance violations across multiple jurisdictions.
Problem Gambling Enablement
Without real-time visibility into cross-platform gaming behavior, players at risk can continue accumulating debt beyond their financial capacity across multiple operators.
Limited Credit Solutions
Major banks and card networks prohibit using traditional credit products for online gaming, forcing operators to reject credit transactions and lose market share.
Our Solution
The WagerTrust Advantage
A patent-protected system that aggregates gaming activity across all platforms, establishes personalized credit thresholds, and prevents irresponsible debt accumulation in real-time.
Real-Time Risk Assessment
ML-driven credit scoring that evaluates gaming-specific signals in under 1 second across every transaction.
Cross-Platform Aggregation
Unified view of player debt across every connected sportsbook, casino, and iGaming operator.
Voluntary Credit Controls
Player-defined limits, cool-off periods, and self-exclusion enforced at the network level.
Responsible Gaming Integration
Built-in hooks for problem-gambling indicators, intervention workflows, and operator reporting.
Regulatory Compliance by Design
Multi-jurisdiction KYC/AML, automated regulator reporting, and audit-ready transaction logs.
Fraud Prevention & Security
Behavioral anomaly detection, device intelligence, and bank-grade transport encryption.
How it works
Enterprise-grade infrastructure
WagerTrust integrates seamlessly with your existing gaming platform through secure APIs, providing instant access to credit facilities while maintaining full regulatory compliance.
Player Requests Credit
User initiates a transaction requiring a credit facility.
WagerTrust API Call
Platform sends request to the WagerTrust endpoint.
Real-Time Analysis
ML algorithms assess risk across all platforms.
Instant Decision
Approve or decline with credit limit in < 1 Second.
Seamless API Integration
RESTful APIs and SDKs in 6 languages integrate in days, not months.
Machine Learning Credit Models
Hundreds of behavioral and financial signals fused into a single risk score.
Real-Time Processing
Sub-second decisions with live cross-platform credit balance updates.
Bank-Grade Security
256-bit encryption, PCI DSS Level 1, SOC 2 Type II certified infrastructure.
Architecture
A layered, composable platform
Seamless API Integration
RESTful APIs and SDKs enable integration with any gaming platform in days. Support for all major payment processors and card networks.
Machine Learning Credit Models
Sophisticated algorithms process hundreds of parameters including credit history, gaming patterns, and real-time behavioral signals.
Real-Time Processing
Sub-second transaction approvals with live credit balance updates across all connected platforms.
Bank-Grade Security
256-bit encryption, PCI DSS Level 1, SOC 2 Type II, and optional blockchain immutability for transaction records.
Intellectual Property
Patent Protection
Comprehensive patent coverage protecting the fundamental architecture of cross-platform credit aggregation and responsible gaming controls.
Granted March 10, 2026
System and Method for Monitoring, Aggregating and Limiting Individual User Credit Accounts for Wagering, Online Gaming and iGaming
- Gaming Systems (G07F 17/32)
- Payment Infrastructure (G06Q 20/34)
- Credit Authorization (G06Q 20/40)
Strategic Partnerships
Built on Trusted Infrastructure
Visa Partnership Announced
WagerTrust has secured a strategic partnership with Visa to enable seamless credit facilities for regulated gaming operators across North America and Europe, leveraging Visa's global payment infrastructure and compliance expertise.
Developer Experience
Built for Developers
Production-ready APIs with comprehensive documentation, SDKs in 6 languages, and a test environment that mirrors production.
// Request credit assessment
const decision = await wagerTrust.credit.assess({
user_id: "user_12345",
amount: 500.00,
currency: "USD",
platform_id: "draftkings_nj",
metadata: {
game_type: "sports_betting",
jurisdiction: "NJ"
}
});
// Response in ~200ms
{
"approved": true,
"credit_limit": 500.00,
"available_credit": 500.00,
"risk_score": 0.23,
"expires_at": "2026-05-12T00:00:00Z"
}- RESTful API with JSON responses
- Webhooks for real-time events
- SDKs in JavaScript, Python, Ruby, PHP, Java, .NET
- Comprehensive API documentation
- Test environment with mock data
- 99.99% uptime SLA
Ready to enable credit for your platform?
Join licensed operators already using WagerTrust to reduce bad debt and increase player lifetime value.